Industry Credit Surges 13.3% in December: RBI Data Reveals Accelerated Growth

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News18•30-01-2026, 20:15
Industry Credit Surges 13.3% in December: RBI Data Reveals Accelerated Growth
- •Bank credit to industry grew by 13.3% in December 2025, a significant increase from 7.5% in the previous year.
- •Non-food bank credit saw a 14.4% year-on-year growth by December 31, 2025, up from 11.1% a year prior.
- •Credit growth accelerated for 'micro and small' industries, remained robust for 'medium' industries, and picked up for 'large industries'.
- •Key sectors like infrastructure, engineering, metals, chemicals, textiles, and petroleum products showed strong year-on-year credit growth.
- •Credit to services sector grew by 15.3%, and personal loans by 14.4%, while housing saw steady growth and credit card outstanding growth decreased.
Why It Matters: RBI data shows a significant acceleration in bank credit to industry and other sectors in December 2025.
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