Budget 2026: BFSI Sector Seeks Credit Boost, Job Stability, and Regulatory Clarity
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CNBC Awaaz24-01-2026, 14:29

Budget 2026: BFSI Sector Seeks Credit Boost, Job Stability, and Regulatory Clarity

  • The Banking and Financial Services Sector (BFSI) anticipates policy support in Budget 2026 to address credit crunch and employment pressures.
  • Key expectations include increased credit access, job stabilization, and acceleration of digital and rural finance.
  • Rising NPAs in unsecured personal and auto loans are a growing concern, attributed to economic slowdown and interest rate hikes.
  • MSMEs face a significant credit crunch, while housing finance and insurance penetration in rural areas show positive trends.
  • The sector seeks a stronger Credit Guarantee Scheme for MSMEs, promotion of co-lending, and a clear FinTech Bill.

Why It Matters: BFSI sector eyes Budget 2026 for policies to boost credit, stabilize jobs, and streamline financial regulations.

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