Are banks open on January 31? (Representative Image)
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News1831-01-2026, 07:00

Banks Open on January 31, 2026: Fifth Saturday Not a Holiday

  • Banks will remain open on Saturday, January 31, 2026, as it is the fifth Saturday of the month.
  • Indian banks typically close only on the second and fourth Saturdays, not all Saturdays.
  • The Reserve Bank of India (RBI) holiday calendar dictates bank holidays, which can vary by state.
  • No bank holiday is declared for January 31 in Maharashtra, indicating normal operations.
  • While branches are open, Saturday working hours are usually shorter; digital services remain fully functional.

Why It Matters: Banks will be open on January 31, 2026, as it's the fifth Saturday, not a designated holiday.

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