Kotak Report: Household Deposit Growth Decelerates in Q3, Banks Face Funding Strain

Entertainment National Sports Markets Business & Economy Lifestyle World Astrology & Religion Technology Education & Jobs Auto Politics Viral Opinions

Loading more articles...

Kotak: Bank Deposits Slow in Q3, Funding Pressures Mount Amid Rising Credit Demand

Kotak: Bank Deposits Slow in Q3, Funding Pressures Mount Amid Rising Credit Demand

C

CNBC TV18•04-03-2026, 07:21

Kotak: Bank Deposits Slow in Q3, Funding Pressures Mount Amid Rising Credit Demand

•Kotak report reveals modest household deposit growth in 3QFY26, highlighting structural funding pressures for banks.
•Households account for 60% of total deposits with 10% YoY growth; public and private bank deposit growth rates converge.
•Rural and semi-urban markets show faster deposit growth than urban areas; private banks concentrated in metro/urban regions.
•CASA deposits grew 9% YoY, term deposits 10% YoY; deposit growth continues to lag behind loan growth.
•Weak household accretion and subdued CASA trends pose challenges for banks' net interest margins in a competitive environment.

Read Full Article on Cnbc in English

✦

More like this

✦

More like this

Netweb Technologies | The company reported record revenue and profit during the December quarter. Revenue for the quarter grew by 165% sequentially to ₹804.9 crore. Net profit for the period stood at ₹73.3 crore, registering a growth of over 90% from the September quarter. It executed a large strategic order worth ₹450 crore during this period.

Kotak's Sanjeev Prasad: Macro Indicators Up, But Tariffs & Valuations Cap Market Upside

Results of SBI and PSU banks have beaten market expectations, while private banks have lagged expectations

SBI Chairman: Securitisation Key to Combat Slowing Deposit Growth

Representational image (Image: News18)

Infra Push, Budget Fuel Tier-2 City Realty Boom Across India

Rural Credit Transforms: Sa-Dhan Report Reveals 10 Key Trends Shaping India's Microfinance

Rural Credit Transforms: Sa-Dhan Report Reveals 10 Key Trends Shaping India's Microfinance

A man counts money after withdrawing it from an automated teller machine (ATM) in New Delhi, India, April 3, 2025. (Photo: Adnan Abidi/Reuters)

Nuvama: SIP Inflows Hold Strong Amidst Weak Markets, Fueling MF Growth

Representational image (Image: News18)

Arunachal completes 1,254 PMGSY roads; Minister cites challenges for pending projects