Couples: Maximize Tax Savings with a Joint Home Loan Strategy

Entertainment National Sports Markets Business & Economy Lifestyle World Astrology & Religion Technology Education & Jobs Auto Politics Viral Opinions

Loading more articles...

Joint Home Loan: Couples Can Save More On Taxes

An expert's advice on joint ownership. (Representative Image)

N

News18•18-03-2026, 13:44

Joint Home Loan: Couples Can Save More On Taxes

•Joint home ownership is transforming India's housing market, offering significant tax benefits.
•Pankaj Gadgil, MD&CEO, Aditya Birla Housing Finance, explains how couples can maximize tax savings.
•Joint applications increase loan eligibility, approval probability, and unlock tax advantages under the Income Tax Act.
•Couples benefit from higher loan amounts due to combined income and stronger credit profiles leading to better interest rates.
•Properly structured co-ownership, reflecting contribution ratios, maximizes tax benefits for both borrowers.

Read Full Article on News18 in English

✦

More like this

✦

More like this

Rajya Sabha member Raghav Chadha suggested introducing optional joint tax filing, under which married couples could choose to file a combined tax return if it reduces their tax burden.

Raghav Chadha Proposes Joint ITR for Couples: End Tax Disparity!

New tax regime: How salary restructuring and tax-loss harvesting can lower your tax bill

Reduce Taxes in FY26: Experts Advise NPS, Real Estate & Tax-Loss Harvesting Strategies

Representative image

Dual-Income Marriage: How to Split Finances for a Happier Relationship

Home Loan EMI Stress? Learn When & How to Change Your Loan Tenure

Home Loan EMI Stress? Learn When & How to Change Your Loan Tenure

Luxury Farmhouse Communities Emerge as India's New Second-Home Investment Hotspot

Luxury Farmhouse Communities Emerge as India's New Second-Home Investment Hotspot

प्री-ईएमआई और फुल ईएमआई का फर्क जानिए. (Image:AI)

Pre-EMI vs Full EMI: Which Home Loan Option Saves You More Money?