Small Savings Schemes Explained: PPF, Post Office FDs, SSY – Features, Interest Rates & More

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Small Savings Schemes: Unpack Features, Latest Rates & Key Benefits

Latest interest rates of small savings schemes

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News18•15-03-2026, 11:19

Small Savings Schemes: Unpack Features, Latest Rates & Key Benefits

•Government-backed financial instruments encouraging public savings, often offering higher returns than bank FDs.
•Key features: low risk, attractive interest rates (reviewed quarterly), accessibility, and tax benefits under Section 80C.
•Schemes include Post Office Deposits, Savings Certificates (NSC, KVP), and Social Security Schemes (SSY, SCSS, PPF).
•Latest rates: Sukanya Samriddhi 8.2%, PPF 7.1%, NSC 7.7%, KVP 7.5%, Senior Citizen Savings Account 8.2%.
•Interest rates are linked to Government Security (G-Sec) rates and reviewed quarterly by the Finance Ministry.

Read Full Article on News18 in English

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