Stopping a SIP ends the benefit of buying more units when markets fall. (representative image)
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News1809-01-2026, 15:04

SIP Pauses: Common Practice or Investment Blunder? Experts Weigh In

  • A significant number of SIPs are discontinued monthly, with 43.18 lakh stoppages in November 2025 alone.
  • This includes both early cessations and SIPs completing their set tenure.
  • Overall SIP contributions saw a rare dip in November 2025 (Rs 29,445 crore) compared to October (Rs 29,529 crore).
  • Reasons for stopping SIPs vary, including fund switching, tenure completion, achieving financial goals, poor fund performance, or financial emergencies.
  • Financial advisors generally caution against pausing SIPs, as it negates the benefit of rupee cost averaging, especially during market corrections.

Why It Matters: While SIP pauses are frequent, experts advise against them to maximize long-term investment benefits.

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