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NPCI Lowers RuPay Credit Card UPI Fees; Paytm Assures No Impact on Merchant Earnings
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NPCI Cuts RuPay UPI Fees; Paytm Claims Minimal Impact, Focuses on Merchant Revenue
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Storyboard
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11-03-2026, 16:02
NPCI Cuts RuPay UPI Fees; Paytm Claims Minimal Impact, Focuses on Merchant Revenue
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NPCI reduced transaction fees for RuPay credit card payments via UPI, effective April 1, 2026.
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Paytm states the fee reduction will have limited financial impact on its business.
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The revision primarily affects consumer-facing UPI apps (TPAPs), not Paytm's main merchant transaction revenue.
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Paytm's payments revenue largely comes from merchant transactions with margins above 4 basis points.
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Paytm promotes higher-margin products and reported a net profit of ₹225 crore in Q3 FY26.
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