•Geopolitical tensions like the Iran-Israel conflict impact travel, making travel insurance a crucial but complex safety net.
•Airlines are the primary point of resolution for flight cancellations; insurance acts as secondary support, often excluding conflict-related payouts.
•Stranded traveler expenses like hotels and meals may be covered, but often with waiting periods and capped limits, especially during large-scale disruptions.
•Government travel advisories are critical; starting a trip after a warning can void coverage, while advisories issued mid-trip might still allow claims.
•Most policies exclude war and conflict; medical emergencies are covered, but non-medical evacuations due to unsafe conditions are less certain.
