ESAF Small Finance Bank Returns to Profitability in Q3, Boosted by Asset Quality
Earnings
C
CNBC TV18•30-01-2026, 17:36
ESAF Small Finance Bank Returns to Profitability in Q3, Boosted by Asset Quality
- •ESAF Small Finance Bank reported a net profit of ₹7 crore in Q3, a significant turnaround from a ₹210 crore loss in the same period last year.
- •Gross non-performing assets (GNPA) improved to 5.65% from 8.54%, and net NPAs declined to 2.73% from 3.83% sequentially.
- •The bank raised ₹150 crore in Tier II capital during Q3, contributing to a total of ₹265 crore raised in the nine months ending December 31, 2025.
- •Total deposits grew 7.10% year-on-year to ₹24,006 crore, with CASA deposits increasing by 7.83% to ₹6,030 crore.
- •ESAF Small Finance Bank expanded its customer base to 99.85 lakh, adding 5.71 lakh new customers, and operates 788 branches across 24 states and two union territories.
Why It Matters: ESAF Small Finance Bank achieved profitability in Q3 due to improved asset quality and deposit growth.
✦
More like this
Loading more articles...
