Pledging Gold? Know RBI's Gold Loan Rules & Loan Amount Per Gram

Entertainment National Sports Markets Business & Economy Lifestyle World Astrology & Religion Technology Education & Jobs Auto Politics Viral Opinions

Loading more articles...

RBI Gold Loan Rules: How Much Loan on 1 Gram Gold? Key Changes & LTV Explained

RBI Gold Loan Rule: सोनं गहाण ठेवताय? थांबा! RBI चा गोल्ड लोनचा नियम काय? १ ग्रॅम सोन्यावर मिळणार किती मिळणार कर्ज?

N

News18•24-02-2026, 16:10

RBI Gold Loan Rules: How Much Loan on 1 Gram Gold? Key Changes & LTV Explained

•RBI has updated gold loan rules, with Loan to Value (LTV) being a crucial factor in determining loan amount.
•Gold loans are exclusively available for gold jewelry and gold coins, not for bars, biscuits, or ETFs.
•LTV varies by loan amount: 85% for up to 2.5 lakh, 88% for 2.5-5 lakh, and 75% for over 5 lakh rupees.
•Currently, you can get up to 11,000 rupees per gram of gold; SBI offers loans up to 50 lakh rupees.
•Banks are responsible for the safety of pledged gold and must compensate customers 5000 rupees/day for delays in returning gold after repayment.

Read Full Article on News18 in Marathi

✦

More like this

✦

More like this

Gold Loan: How is it Calculated? 5 Key Things You Must Know Before Taking One!

Gold Loan: How is it Calculated? 5 Key Things You Must Know Before Taking One!

সোনার লোভে গোল্ড লোন নিচ্ছেন?

Gold Loan Warning: High Prices Lure, But Risk of Auction Looms

Gold loan impact on credit score Do you know these rules

Gold Loan & Credit Score: What You Need to Know Before Taking a Loan

গোল্ড লোনের EMI না দিলে কি সোনা নিলামে ওঠে?

Gold Loan Auction: Understand the Process, Protect Your Rights & Avoid Losing Your Gold

Representational image (Image: News18)

Rising Gold Prices: A Golden Opportunity for Loan Customers

NSE Launches 10-Gram Gold Futures: New Rule for Gold Buying, Small Investors Benefit

NSE Launches 10-Gram Gold Futures: New Rule for Gold Buying, Small Investors Benefit