Budget 2026: Middle Class Awaits Home Loan Relief, Tax Reforms

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News18•28-01-2026, 21:50
Budget 2026: Middle Class Awaits Home Loan Relief, Tax Reforms
- •Expectations are high for Union Budget 2026-27, with a focus on benefiting various sectors, especially those with housing loans.
- •Home loan borrowers seek income tax relief and easier rules to reduce EMI burden, as property prices and loan sizes increase.
- •Real estate experts like Naveen Dhanuka emphasize that better financing flexibility, faster approvals, and tax rationalization will boost buyer confidence and housing demand.
- •Rajeev Gupta of Wave Group highlights that improved tax benefits and rationalized stamp duties are crucial for maintaining buyer sentiment amidst sensitive loan costs.
- •Abhishek Soni of Tax2win suggests reintroducing home loan interest deductions under the new tax regime and amending Section 80C and 87A limits to increase middle-income disposable income.
Why It Matters: The upcoming Budget 2026 is highly anticipated to bring significant tax relief and policy changes for home loan borrowers.
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