Cheapest Gold Loan in India 2026: Banks and NBFCs Offering Lowest Interest Rates
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Cheapest Gold Loans: Banks vs. NBFCs – Find Your Best Deal Now!
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News18•17-03-2026, 19:48
Cheapest Gold Loans: Banks vs. NBFCs – Find Your Best Deal Now!
•Gold loans offer quick, easy, and affordable financing without credit checks, with lower interest rates than other loan types.
•Interest rates from major banks and NBFCs range from 8.25% to 9% annually, with attractive deals since March 2026.
•SBI offers gold loans from 9% annually (₹20,000-₹50 lakh), PNB at 9.25% (up to ₹25 lakh), and HDFC Bank from 9.10% (₹25,000+).
•ICICI Bank provides loans from 8.75% (up to ₹2 crore), and Bank of India at 8.85% (up to ₹30 lakh, 85% LTV).
•NBFCs like Muthoot Finance (10.90%, up to ₹1 crore), Manappuram Finance (9.90%, up to ₹1.5 crore), and Bajaj Finserv (9.5%-24%, up to ₹2 crore) also offer competitive rates.
