Axis Bank, Kotak Mahindra Bank Revise FD Rates; Check Your New Returns!

For general citizens, rates start at 3.00 percent for 7–29 days, rise to 3.25 percent for 30–45 days, 4.00 percent for 46–87 days, and 4.50 percent for 88 days to under 6 months

Personal Finance

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Moneycontrol•16-01-2026, 13:36

Axis Bank, Kotak Mahindra Bank Revise FD Rates; Check Your New Returns!

•Axis Bank revised FD rates effective January 15, 2026, for deposits under Rs 3 crore.
•General citizens can earn up to 6.45% on Axis Bank FDs for 15 months to 10 years.
•Senior citizens at Axis Bank can get up to 7.20% for 5 to 10-year tenures.
•Kotak Mahindra Bank also updated FD rates from January 14, 2026, offering up to 7.20% for senior citizens and 6.70% for others.
•Axis Bank introduced 'Lock FD' security feature to protect fixed deposits from online fraud, available via app and branches.

Why It Matters: Axis Bank and Kotak Mahindra Bank have revised FD rates, with senior citizens benefiting from higher returns.

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