The biggest mistake couples make is spending the money too quickly. Emotions are high after the wedding, and every expense feels justified.
Business
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Moneycontrol05-01-2026, 12:18

Newlyweds: Smart Ways to Invest Your Wedding Cash Gifts

  • Don't rush to spend wedding cash; treat it as "seed capital" for your shared financial future.
  • Park the entire amount safely in a savings account, liquid fund, or sweep FD for a "cooling-off phase" before making decisions, as advised by Abhishek Dev, Co-Founder & CEO of Epsilon Money.
  • Prioritize building an emergency fund covering at least six months of essential expenses, using stable, liquid options like ultra short-term or money market mutual funds.
  • Split remaining funds into goal-based buckets: short-term (within 3 years, low-risk hybrid funds) and medium/long-term (5+ years, diversified equity mutual funds).
  • Allocate a planned portion of the wedding money for enjoyment to integrate fun with financial planning and prevent impulsive overspending.

Why It Matters: Use wedding cash as a foundation for your shared financial life, not just for immediate splurges.

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