Personal Loan Guide: Best Banks, Low Rates, High Amounts & Smart Comparison Tips
Business
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Moneycontrol•15-01-2026, 17:29
Personal Loan Guide: Best Banks, Low Rates, High Amounts & Smart Comparison Tips
- •Personal loans are unsecured financial products for various needs like medical expenses or home renovation.
- •Interest rates are influenced by credit score (750+ for lower rates), income, debt-to-income ratio, and loan tenure.
- •Top banks offer competitive rates: HDFC Bank and ICICI Bank start at 10.85%, IDFC First Bank offers up to ₹1 crore.
- •Compare offers from State Bank of India, Axis Bank, Kotak Mahindra Bank, Bank of Baroda, Yes Bank, and Punjab National Bank.
- •Platforms like Moneycontrol allow easy comparison and application for loans up to ₹50 lakh with rates from 10.5%.
Why It Matters: Compare personal loan offers from various banks and platforms like Moneycontrol to find the best rates and terms.
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