Post Office Schemes: Up to 8.2% Interest & Government Guarantee for Secure Savings
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News18•12-01-2026, 23:17
Post Office Schemes: Up to 8.2% Interest & Government Guarantee for Secure Savings
- •Post Office savings schemes offer government guarantee, making them highly reliable and safe investment options.
- •Senior Citizen Savings Scheme (SCSS) and Sukanya Samriddhi Yojana (SSY) both offer the highest interest rate of 8.2%.
- •National Savings Certificate (NSC) provides 7.7% interest with tax benefits under Section 80C for lump sum investments.
- •Kisan Vikas Patra (KVP) offers 7.5% interest, doubling money in 115 months, while Monthly Income Scheme (MIS) gives 7.4% for regular income.
- •Public Provident Fund (PPF) at 7.1% is tax-free (EEE category), and Time Deposits offer 6.9-7.5% for various tenures.
Why It Matters: Post Office schemes provide secure, government-guaranteed investments with competitive interest rates for diverse financial goals.
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