PPF vs. FD: Which Safe Investment Offers Greater Benefits?

Entertainment National Sports Markets Business & Economy Lifestyle World Astrology & Religion Technology Education & Jobs Auto Politics Viral Opinions

Loading more articles...

PPF vs FD: Which Investment Offers More Benefit for Safe Returns?

लंबी अवधि की बचत में PPF आगे या FD बेहतर. (Image:AI)

N

News18•23-02-2026, 23:14

PPF vs FD: Which Investment Offers More Benefit for Safe Returns?

•PPF (Public Provident Fund) is government-backed and nearly risk-free, while FDs (Fixed Deposits) carry limited bank-specific risk.
•PPF interest rates are typically 7-8% with annual compounding, offering better long-term growth; FD rates are 5-7% with less effective compounding.
•PPF offers significant tax benefits under Section 80C (up to 1.5 lakh), with tax-free interest and maturity amounts; FD interest is taxable.
•PPF has a 15-year lock-in period, suitable for long-term goals; FDs offer flexible tenures (7 days to 10 years) and premature withdrawal options.
•Choose PPF for long-term, tax-free wealth creation and FDs for flexibility and fixed income; a balanced approach is often recommended.

Read Full Article on News18 in Hindi

✦

More like this

✦

More like this

SIP vs PPF: Invest Rs 10,000/month for 10 years; See which gives higher returns!

SIP vs PPF: Invest Rs 10,000/month for 10 years; See which gives higher returns!

PPF-এ ১.৫ লাখ জমার সেরা তারিখ কোনটি?

Maximize PPF Returns: Deposit Before 5th for Full Interest Benefit

एफडी में निवेश करने से पहले कुछ बातों का ध्‍यान रखना जरूरी होता है.

Single FD vs. Multiple FDs: Which Offers Better Returns and Security?

Representative image

Tax-Saving FDs vs. NSC: Which Investment Wins for Section 80C?

PPF Loan vs. Personal Loan: Which is Smarter for Your Finances?

PPF Loan vs. Personal Loan: Which is Smarter for Your Finances?

SIP vs RD: কোথায় বেশি রিটার্ন পাবেন?

SIP vs RD: Which Investment Gives Better Returns for 10,000 Monthly?