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Is Overseas Education Becoming a Debt Trap? The Collateral Market for Dreams
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Studying Abroad: Dream or Debt Trap? Indian Families Risk All for Overseas Education
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News18
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22-03-2026, 17:37
Studying Abroad: Dream or Debt Trap? Indian Families Risk All for Overseas Education
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Indian students increasingly rely on family savings and loans for foreign education, raising concerns about financial risk.
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A record 7.5 lakh Indian students went abroad in 2024-25, with 60% taking substantial education loans.
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Currency fluctuations (dollar vs. rupee) significantly increase the real cost of studying abroad, impacting family budgets.
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High cost of living, tech layoffs, and stricter work visa rules make it harder for students to achieve ROI.
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Rising education loan defaults (NPA) indicate a growing crisis, prompting discussions on 'skilling' in India as a safer alternative.
Read Full Article on News18 in Hindi
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