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Maximize Fixed Income: Top 5 Banks Offering Highest FD Interest Rates, Plus Senior Citizen Benefits
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Top 5 Banks Offering Highest FD Rates: Senior Citizens Get Extra Benefits
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News18
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01-03-2026, 11:07
Top 5 Banks Offering Highest FD Rates: Senior Citizens Get Extra Benefits
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Fixed Deposits (FDs) are a safe investment option, especially for those seeking fixed returns away from market risks.
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Suryoday Small Finance Bank offers the highest FD rate at 7.90%, followed by Jana Small Finance Bank (7.77%) and ESAF Small Finance Bank (7.60%).
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Utkarsh and Shivalik Small Finance Banks provide 7.50% interest, while Ujjivan Small Finance Bank offers up to 7.45%.
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Senior citizens receive an additional interest benefit of up to 0.50% from most banks, potentially increasing their effective return to 8%.
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Investors should consider bank stability, premature withdrawal rules, deposit insurance limits, and investment tenure before choosing an FD.
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