Invest for Kids: Sukanya, NPS Vatsalya, or PPF? Maximize Returns for Their Future!
Rewa
N
News18•04-01-2026, 13:23
Invest for Kids: Sukanya, NPS Vatsalya, or PPF? Maximize Returns for Their Future!
- •Parents seek investments for children's rising education and healthcare costs, exploring schemes like Sukanya Samriddhi, NPS Vatsalya, and PPF.
- •Sukanya Samriddhi Yojana (SSY) offers 8.2% interest, tax benefits, and ₹250 minimum, ideal for daughters' long-term funds.
- •NPS Vatsalya allows parents to invest until age 18, converting to a regular NPS Tier-I account, building a long-term retirement fund.
- •PPF provides secure, stable, and tax-free returns with a 15-year lock-in, compounding interest, and partial withdrawal options.
- •Choose SSY for daughters, NPS Vatsalya for long-term growth, and PPF for secure, tax-free returns.
Why It Matters: Choose Sukanya, NPS Vatsalya, or PPF based on child's gender, growth needs, and risk appetite.
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