Budget 2026: Home Loan Interest Exemption May Rise to ₹5 Lakh, Boosting Housing
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Moneycontrol•27-01-2026, 13:57
Budget 2026: Home Loan Interest Exemption May Rise to ₹5 Lakh, Boosting Housing
- •Expectations are high for Budget 2026 to increase home loan interest exemption from ₹2 lakh to ₹5 lakh.
- •This move aims to provide relief to homebuyers amidst rising house prices and interest rates.
- •Real estate organizations advocate for the increase to stimulate demand and support the middle class.
- •There's also a demand to revise the definition of affordable housing, currently capped at ₹45 lakh.
- •An increase in standard deduction on rental income from 30% to 50% is also proposed to attract investment.
Why It Matters: Budget 2026 may significantly increase home loan interest exemption, offering relief to homebuyers and boosting real estate.
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