Wrong UPI Transfer? Here's How to Recover Your Money and What to Expect
Your Money
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Moneycontrol•29-01-2026, 15:50
Wrong UPI Transfer? Here's How to Recover Your Money and What to Expect
- •Immediately contact your bank or UPI app customer care to register a complaint with transaction details.
- •NPCI and banks investigate, but recovery often depends on the recipient's consent or proven technical error.
- •Recovery is difficult if the recipient has already withdrawn the money or refuses to return it.
- •Always double-check UPI ID/mobile number and consider a ₹1 test transfer for large amounts.
- •If bank efforts fail, consider approaching consumer court or the police for assistance.
Why It Matters: Act quickly after a wrong UPI transfer; recovery depends on timely action and recipient cooperation.
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