Banks Update ATM Withdrawal Norms, Charges, and Limits Effective April 1

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ATM Rules Change April 1: HDFC, PNB Revise Withdrawal Norms, Charges, Limits

ATM Rules Change April 1: HDFC, PNB Revise Withdrawal Norms, Charges, Limits

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CNBC TV18•17-03-2026, 12:41

ATM Rules Change April 1: HDFC, PNB Revise Withdrawal Norms, Charges, Limits

•HDFC Bank and Punjab National Bank are implementing new ATM rules from April 1, affecting withdrawals, charges, and limits.
•HDFC Bank will now count UPI-based cash withdrawals at ATMs as part of the monthly free transaction limit, previously treated separately.
•Exceeding the free transaction threshold at HDFC Bank will incur a charge of ₹23 per transaction, plus taxes.
•Punjab National Bank will reduce daily ATM withdrawal limits for select debit cards, effective April 1; specific thresholds are pending.
•Customers are advised to check their debit card categories and consider digital payment options like UPI and net banking.

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