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News1831-01-2026, 16:29

Tata Sierra EMI Calculation: ₹1 Lakh Down Payment, ₹25,997 Monthly EMI

  • The Tata Sierra's base model (Smart Plus 1.5 petrol) has an ex-showroom price of ₹11.49 lakh, with an on-road price of approximately ₹13.44 lakh in Delhi.
  • With a ₹1 lakh down payment, the loan amount for the base model would be around ₹13.29 lakh.
  • A 5-year loan at a 9.8% interest rate results in an estimated monthly EMI of ₹25,997.
  • The Tata Sierra 2025 features a 1.5-liter petrol engine (105 bhp, 145 Nm torque) with a 6-speed manual gearbox, offering up to 18.2 kmpl mileage.
  • It competes with vehicles like the Hyundai Creta, Kia Seltos, and Renault Duster in the Indian market.

Why It Matters: Buying a Tata Sierra base model with ₹1 lakh down payment leads to an EMI of approximately ₹25,997.

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