Finance Ministry's Key Announcement on Aadhaar CIBIL Use for Quick Loans and Credit Cards

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Aadhaar-CIBIL Link: Instant Loans & Credit Cards Now Possible with OTP

Aadhaar CIBIL Rules: ఇక ఆధార్‌తో చిటికెలో లోన్స్, క్రెడిట్ కార్డులు.. సిబిల్‌పై కేంద్రం కీలక ప్రకటన!

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News18•26-02-2026, 15:34

Aadhaar-CIBIL Link: Instant Loans & Credit Cards Now Possible with OTP

•Central government introduces Aadhaar-based authentication for TransUnion CIBIL platform, simplifying loan and credit card applications.
•Users can now obtain credit reports quickly with just an OTP, eliminating the need for multiple physical documents.
•Aadhaar authentication is consent-based; CIBIL cannot collect details without permission and users can opt for alternative IDs.
•The new system enhances speed, transparency, and security, preventing fraudulent access to credit reports.
•This move aligns with Digital India, making credit score checks faster and streamlining the loan process for financially disciplined individuals.

Read Full Article on News18 in Telugu

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