Government Schemes Offer Lakhs in Insurance for Under ₹100 Annual Premium
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News18•23-01-2026, 18:19
Government Schemes Offer Lakhs in Insurance for Under ₹100 Annual Premium
- •Government offers multiple insurance schemes with annual premiums under ₹100, providing coverage worth lakhs.
- •Pradhan Mantri Suraksha Bima Yojana (PMSBY) provides accidental insurance for ₹20/year, covering up to ₹2 lakh for accidental death/disability.
- •Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) offers life insurance for ₹436/year, giving ₹2 lakh to the family upon policyholder's death.
- •Ayushman Bharat PM-JAY provides health insurance up to ₹5 lakh annually for eligible families, covering hospitalization and treatments.
- •Aam Aadmi Bima Yojana (AABY) and Niramaya Health Insurance Scheme cater to rural workers and persons with disabilities respectively, with low/zero premiums.
Why It Matters: Affordable government insurance schemes provide significant financial and health security for minimal premiums.
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