Post Office RD Scheme: Money Doubles with New Interest Rate Hike and Quarterly Compounding
Business
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News18•20-01-2026, 11:35
Post Office RD Scheme: Money Doubles with New Interest Rate Hike and Quarterly Compounding
- •Post Office Recurring Deposit (RD) Scheme offers a safe investment option amidst stock market volatility.
- •The scheme requires a fixed monthly investment for five years, starting from as low as Rs. 100, with no maximum limit.
- •In 2026, the interest rate increased from 6.5% to 6.7% per annum, with interest compounded quarterly for faster growth.
- •Investors can take a loan of up to 50% of the deposited amount after one year or close the account after three years.
- •The scheme is ideal for young professionals, small business owners, and homemakers seeking guaranteed, risk-free returns.
Why It Matters: Post Office RD offers secure, guaranteed returns with increased interest and liquidity options for investors.
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