Post Office Schemes Outperform PPF: Higher Interest, Government Backing
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News18•21-01-2026, 19:07
Post Office Schemes Outperform PPF: Higher Interest, Government Backing
- •Post Office savings schemes offer safe investment opportunities with high interest rates, often exceeding PPF.
- •Six reliable Post Office schemes provide stable returns and financial security, ideal for new year investments.
- •Interest rates for small savings schemes from January 1, 2026, to March 31, 2026, have been announced.
- •Schemes like Sukanya Samriddhi Yojana (8.2%), Senior Citizen Savings Scheme (8.2%), and NSC (7.7%) offer higher returns than PPF's 7.1%.
- •Post Office schemes are government-backed, ensuring no risk to investment, unlike market-linked mutual funds.
Why It Matters: Post Office schemes offer higher, risk-free returns compared to PPF and bank FDs, backed by government guarantee.
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