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News18•10-01-2026, 16:59

50 Lakh Home Loan EMI: Calculate Your Monthly Payments & Required Salary!

  • •Home loan rates are currently affordable due to RBI's repo rate cuts, making homeownership more accessible.
  • •A 50 lakh home loan at 7.20% interest for 30 years results in an EMI of approximately 34,000 rupees.
  • •For a 25-year tenure on a 50 lakh loan at 7.20% interest, the EMI will be around 36,000 rupees.
  • •To qualify for a 30-year loan, your monthly salary should be at least 68,000 rupees; for 25 years, 72,000 rupees.
  • •An excellent CIBIL Score is crucial for securing a home loan at a low interest rate; timely payments improve it.

Why It Matters: Understand 50 lakh home loan EMIs, required salary, and the importance of a good CIBIL Score.

Read Full Article on News18 in Marathi
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