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News1809-01-2026, 16:12

Unlock Big Savings: Japanese 'Kakeibo' Method Helps You Save Even on a 10K Salary!

  • The 'Kakeibo' method, a Japanese secret savings technique, helps manage finances and save money effectively.
  • Started in 1904 by Hani Motoko, Japan's first female journalist, Kakeibo emphasizes using a physical diary and pen to track expenses.
  • It encourages distinguishing between 'wants' and 'needs' by categorizing expenses into four groups: Needs, Wants, Culture, and Extra.
  • The method suggests asking four key questions monthly to assess finances and improve saving plans.
  • Prioritizing cash payments and using separate envelopes for essential expenses helps control spending and ensures consistent savings.

Why It Matters: Adopt the Japanese 'Kakeibo' method to gain financial awareness, reduce extravagance, and save significantly.

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