Compare 3-Year FD Rates: Top Banks Offer Up To 7.25% for Senior Citizens in 2026
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News18•08-01-2026, 10:53
Compare 3-Year FD Rates: Top Banks Offer Up To 7.25% for Senior Citizens in 2026
- •HDFC Bank and ICICI Bank offer identical 6.45% (regular) and 6.95% (senior) on 3-year FDs.
- •Kotak Mahindra Bank provides slightly lower rates at 6.4% (regular) and 6.9% (senior) for the same tenure.
- •Federal Bank stands out with 6.75% for regular customers and 7.25% for senior citizens, effective January 1, 2026.
- •Public sector banks like SBI offer 6.3% (regular) and 6.8% (senior), while Canara Bank gives 6.25% and 6.75% respectively.
- •Union Bank of India is at the lower end, offering 6% (regular) and 6.5% (senior) as of December 5, 2025.
Why It Matters: Comparing 3-year FD rates across banks is crucial to maximize returns, as even small differences matter.
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