FD Rates January: Small Finance Banks Lead with Up to 8% Interest
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Moneycontrol•29-01-2026, 12:39
FD Rates January: Small Finance Banks Lead with Up to 8% Interest
- •Small finance banks offer the highest FD rates, reaching up to 8 percent, significantly more than other bank categories.
- •Private sector banks provide up to 7.2 percent interest, while public sector banks offer rates up to 6.7 percent.
- •Foreign banks like Deutsche Bank offer competitive rates, with up to 7 percent on select tenures.
- •Jana Small Finance Bank leads with 7.77% and Suryoday Small Finance Bank with 7.75% for 1-5 year tenures.
- •Depositors should compare rates across bank categories to maximize returns on their fixed deposits.
Why It Matters: Compare FD rates across banks in January to find the highest returns, especially from small finance banks.
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