EPFO Clarifies: PF Interest Continues After Job Change, New Withdrawal Rules
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News18•11-01-2026, 13:12
EPFO Clarifies: PF Interest Continues After Job Change, New Withdrawal Rules
- •EPFO confirms PF accounts continue to earn interest until age 58, even after leaving a job.
- •Interest stops accruing on PF accounts once the account holder reaches 58 years of age.
- •New withdrawal rules allow 75% of PF to be withdrawn immediately after job loss, with the remaining 25% after 12 months of unemployment.
- •An inactive PF account (no contributions for 36 months) stops earning interest; transfer to a new account is advised.
- •Employees' Pension Scheme (EPS) withdrawal period extended to 36 months (3 years).
Why It Matters: PF interest continues until age 58 after job separation, but new withdrawal rules and inactivity clauses apply.
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