EPFO: PF Interest Continues After Job Loss Until Age 58, Dispelling Old Myths
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News18•12-01-2026, 18:46
EPFO: PF Interest Continues After Job Loss Until Age 58, Dispelling Old Myths
- •Many believe PF interest stops after job loss due to no new contributions, leading to premature withdrawals.
- •The misconception about interest stopping after three years is based on outdated rules and incomplete information.
- •EPFO clarified in 2016 that PF accounts remain active and earn interest even after job loss, until the age of 58.
- •Even if unemployed for years, your PF savings will continue to grow with accrued interest.
- •The 'inactive account' rule, where interest stops after three years, only applies to retirees aged 58 who haven't withdrawn funds.
Why It Matters: PF interest continues to accrue after job loss until age 58, dispelling the common three-year inactivity myth.
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