Smart Prepayment Strategies: Pay Off Your 25-Year Home Loan in Just 10 Years and Save Lakhs

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Pay Off Your 25-Year Home Loan in 10 Years: Smart Pre-Payment Tricks Save Lakhs

होम लोन लिया है तो पहले लोन और ब्‍याज का गणित समझना बहुत जरूरी है.

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News18•24-02-2026, 08:53

Pay Off Your 25-Year Home Loan in 10 Years: Smart Pre-Payment Tricks Save Lakhs

•A 25-year home loan can feel like a burden, with interest often exceeding the principal amount.
•By adopting financial discipline and smart pre-payment strategies, you can save lakhs in interest and repay your loan much faster.
•In the initial years, a large portion of EMI goes towards interest; paying extra during this period significantly reduces principal.
•Paying one extra EMI annually or increasing your EMI by 7.5% yearly can drastically cut down your loan tenure.
•Combining both strategies (extra EMI + step-up EMI) can make you debt-free in 10 years and save 35-40 lakh rupees in interest.

Read Full Article on News18 in Hindi

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