Health Claim Rejected for Non-Disclosure? Fight Back with These Steps!
Business
M
Moneycontrol•04-01-2026, 16:02
Health Claim Rejected for Non-Disclosure? Fight Back with These Steps!
- •Understand 'non-disclosure': Insurers claim material health details were withheld, affecting policy terms.
- •Demand a detailed written repudiation letter specifying the alleged non-disclosure and supporting documents.
- •Review your original proposal form against the insurer's claim, focusing on literal wording and timelines.
- •Create a clear timeline of medical events and gather specific documents like proposal forms, medical records, and doctor's clarifications.
- •Submit a structured, factual response, escalating to grievance officers or the Insurance Ombudsman if needed.
Why It Matters: Don't give up on non-disclosure rejections; a structured approach and clear documentation can help.
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