Health Insurance Claim Rejected? Non-Disclosure Decisions Can Be Appealed!
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Moneycontrol•07-01-2026, 22:58
Health Insurance Claim Rejected? Non-Disclosure Decisions Can Be Appealed!
- •Health insurance claims are often rejected due to non-disclosure of pre-existing conditions or medical history.
- •Concealing information like diabetes or blood pressure can lead to claim rejection if treatment is sought for related issues.
- •Policyholders can appeal rejections by first getting the reason in writing from the company.
- •Complaints can be filed with the Insurance Ombudsman or IRDAI if the rejection seems unfair.
- •Providing medical documents proving the illness is unrelated to non-disclosed conditions can lead to claim approval on appeal.
Why It Matters: Don't give up on rejected health insurance claims; appeal, especially if due to non-disclosure.
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