₹1 Lakh Investment: FD, Mutual Fund, or Post Office Scheme? Max Returns in 10 Years
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FD vs Mutual Fund vs Post Office: Where to Invest 1 Lakh for Highest 10-Year Returns?
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News18•17-03-2026, 15:06
FD vs Mutual Fund vs Post Office: Where to Invest 1 Lakh for Highest 10-Year Returns?
•Explore investment options: FD, Mutual Fund, and Post Office Scheme, to find where 1 lakh rupees yields the highest return over 10 years.
•FD (SBI) offers 6.5% annual compounding, turning 1 lakh into 1,87,714 rupees in 10 years, with a return of 87,714 rupees.
•Post Office Kisan Vikas Patra (KVP) provides 7.5% annual compounding; 1 lakh doubles to 2 lakh rupees in 9 years 7 months (115 months).
•Mutual Funds, with an assumed 12% return, can grow 1 lakh to 3,10,585 rupees in 10 years, yielding 2,10,585 rupees, though returns can vary.
•Mutual Funds are best for risk-takers with long-term goals; KVP is safe and offers better returns than FD for long-term, risk-averse investors; FD suits those seeking safety for shorter periods.
