SIP Returns: ₹10,000 for 20 Years vs ₹30,000 for 10 Years – Which Investment Yields More?
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SIP Showdown: 10K for 20 Years vs. 30K for 10 Years - Which Wins?
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News18•20-03-2026, 17:43
SIP Showdown: 10K for 20 Years vs. 30K for 10 Years - Which Wins?
•SIP is a disciplined investment method for mutual funds, allowing fixed investments at predetermined intervals.
•The article compares two SIP strategies: 10,000 rupees/month for 20 years and 30,000 rupees/month for 10 years, both with a 12% annual return.
•Investing 10,000 rupees/month for 20 years yields a total corpus of 99,91,479 rupees (24,00,000 invested, 75,91,479 profit).
•Investing 30,000 rupees/month for 10 years results in a total corpus of 69,70,172 rupees (36,00,000 invested, 33,70,172 profit).
•The analysis concludes that investing 10,000 rupees per month for 20 years generates a significantly larger corpus due to the power of compounding over a longer duration.